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Insuring your future today, ensuring your future tomorrow


New Sentencing Guidelines Call for Action on Workplace Health & Safety Procedures

After tougher sentencing guidelines for gross negligence manslaughter were introduced on November 1st, the message for businesses is clear; sit up and take note of the risks within your business and put effective solutions in place to...


Cyber Crime- Are you protected?

You may well have been following the Morrisons Supermarket case which involves a disgruntled ex- employee stealing sensitive data about the company’s employees and publishing it on the internet.   In law, Morrisons have been found t...


The Value of Employee Benefits

Insure your future today, ensure your future tomorrow   There seems to be an ever-growing list of risks to our future financial security – with the NHS under strain, life expectancy ever increasing, pension funds needing to...


Restructure and Rebrand for Cowens

We are delighted to announce that we are restructuring to become unified under one brand. Cowens Survival Capability and Chartered Financial Planners will now come under the umbrella of Cowens Group, with a new management structure in place. ...


Kevin Celebrates 34 Years at Cowens

Kev came to Cowens for an interview aged just 17, when at the time he was working with his father as a Builder during the school holidays at Pleasley sew...

Kevin Gee

Pension Mistakes

Seven Easy Mistakes to Make with your Pension 80 is the new 70, 70 is the new 60 - that’s right, we’re all living longer, healthier lives. And with over 32.9 million people saving through their workplace pension scheme at...


Drawdown Report

Considering Drawdown – Understanding the Benefits AND the Risks What is income drawdown? Income drawdown allows you to receive a pension income while allowing your pension pot to continue growing. This i...


Retirement Tips

How to Plan for Your Retirement Effectively There’s so much to look forward to as retirement nears - escaping the 9-5, travelling with no time constraints, more time to spend with loved ones and the opportunity to find new ...


Pension Top Tips

Taking the Time to Think About Your Financial Future – Top Tips for Pension Planning Did you know that on average, retirement is set to last at least two decades? We’re living longer, which is a great thing - but it also ...


FCA Pensions Freedoms

FCA and Freedom Failures – Making the Reforms Work For All Since the government announced pension freedoms back in 2014, the Financial Conduct Authority (FCA) has faced the challenge of making the ambitious reforms work for...