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Insuring your future today, ensuring your future tomorrow


Identifying the differences between stress and pressure is the key to a happy & healthy workforce.

According to research from the HSE, stress now accounts for nearly 40% of all work-related illness. It’s a subject which has been somewhat taboo up until recent years and is thankfully something people are slowly starting to talk about...


Breaking Up Is Hard To Do – Cowens Brexit Brief

Following the outcome of the UK’s referendum on European Union membership, businesses are now faced with the task of assessing any potential implications that the vote to leave may have on their operations going forwards. The following is a...


Driving in Winter Weather: Cowens’ Essential Guide

After the infamous ‘Beast from the East’ hit the UK last year, it appears that winter weather is getting increasingly extreme, with even more harsh conditions predicted for the months ahead. The snow storms back in March cost the UK econo...


New Sentencing Guidelines Call for Action on Workplace Health & Safety Procedures

After tougher sentencing guidelines for gross negligence manslaughter were introduced on November 1st, the message for businesses is clear; sit up and take note of the risks within your business and put effective solutions in place to...


Cyber Crime- Are you protected?

You may well have been following the Morrisons Supermarket case which involves a disgruntled ex- employee stealing sensitive data about the company’s employees and publishing it on the internet.   In law, Morrisons have been found t...


The Value of Employee Benefits

Insure your future today, ensure your future tomorrow   There seems to be an ever-growing list of risks to our future financial security – with the NHS under strain, life expectancy ever increasing, pension funds needing to...


Restructure and Rebrand for Cowens

We are delighted to announce that we are restructuring to become unified under one brand. Cowens Survival Capability and Chartered Financial Planners will now come under the umbrella of Cowens Group, with a new management structure in place. ...


Kevin Celebrates 34 Years at Cowens

Kev came to Cowens for an interview aged just 17, when at the time he was working with his father as a Builder during the school holidays at Pleasley sew...

Kevin Gee

Pension Mistakes

Seven Easy Mistakes to Make with your Pension 80 is the new 70, 70 is the new 60 - that’s right, we’re all living longer, healthier lives. And with over 32.9 million people saving through their workplace pension scheme at...


Drawdown Report

Considering Drawdown – Understanding the Benefits AND the Risks What is income drawdown? Income drawdown allows you to receive a pension income while allowing your pension pot to continue growing. This i...