Perhaps the saddest fact of all though, is that the vast majority of these business failures could have been avoided. They should have remained in business.

You see, all too many companies buy, or rather are sold, insurance cover that in the event of a serious claim proves to be inadequate for their needs. The ability of the business to survive is then severely put to the test.

The reason this happens is simple – All too often businesses judge their cover on the wrong factors, they decide purely on cost rather than value. It is all too tempting to accept the perceived low cost option rather than protecting themselves by ensuring their programme delivers true survival capability. Unfortunately the difference is not apparent to most businesses … Until there is a need to make a claim.

Cowens work tirelessly on your behalf, so that everything from buildings and capital plant, stock and assets to liabilities and future profits, are safe, secure and protected. Have a look now at Cowens Survival Capability™ commitments

To find out how to eliminate your exposure and lock in survival capability call cowens now